Instant, affordable coverage from the trusted industry leader
In order to work in any Australian fitness facility, you should have personal liability and professional indemnity insurance to protect you against potential legal action from clients and members.
In association with Arthur J. Gallagher , and with the security of being underwritten by Certain Underwriters at Lloyds, Network insurance delivers the cover you need for the activities you perform in your role as a fitness professional.
With cover starting at only $99.95 per year, and with instant coverage as soon as you finish the online form, Network Insurance provides convenient and affordable peace of mind.
Some of the frequently asked questions below:
What is Professional Indemnity?
The Professional Indemnity Insurance covers you for claims that arise when a third party, usually a client, alleges that your professional advice, design or service as a fitness instructor or personal trainer was negligent and caused them a loss. The loss could be any or all of the following bodily injury, property damage or financial loss. So the Professional Indemnity covers claims that arise from a breach of the duty that you owe as a professional.
What is Public Liability?
The Public Liability covers a claim against you for bodily injury and property damage to a third party, that arise from the operation of your business as a fitness instructor or personal trainer. Public Liability however does not cover claim resulting from your negligence, it covers the claims that arise from a breach of duty you owe to people in general. The Network Insurance policy covers you for $10,000,000 or $20,000,000 of Public Liability.
Can I do Outdoor sessions?
Yes, you can do outdoor sessions provided that you have permission from your local council to be using the outdoor areas. Also, as an outdoor environment cannot be controlled like it can be in a gym, extra care needs to be taken when conducting classes or sessions outside.
Australian Fitness Network is an Authorised Representative of Arthur J. Gallagher